Amaravathi Financial Solutions Private Limited (AFSPL) is currently only responsible for collecting the EMI from the customer, an individual, resident of India (also referred to as "Borrower" which expression shall, unless repugnant to the context or meaning thereof include its successors and assigns) who has taken unsecured personal loan from us i.e Amaravathi Financial Solutions Private Limited (also referred as ‘Lender’ or ‘ AFSPL’) ,through the mobile app of GIN ( also referred as " GETITNOW). Currently GETITNOW (GIN) is our service provider, which is powered by Kapiital kapslock Private limited.